by sven | Feb 20, 2025 | Uncategorized
When planning for retirement, many people focus on 401(k) plans or traditional IRAs, but there’s another option that’s ideal for small businesses: the SIMPLE IRA. This retirement plan provides tax advantages, employer contributions, and an easy-to-manage structure,...
by sven | Feb 18, 2025 | Uncategorized
Market volatility can be a retiree’s worst nightmare. The ups and downs of the stock market can significantly impact a portfolio, especially when retirees need to withdraw funds for living expenses. This is where Volatility Buffer Accounts (VBAs) come in—providing a...
by sven | Feb 13, 2025 | Uncategorized
What Is a Fixed Indexed Annuity (FIA)? A fixed indexed annuity (FIA) is a financial product designed to provide growth potential without the risk of direct exposure to the stock market. It is a type of annuity contract issued by an insurance company, where returns...
by sven | Feb 11, 2025 | Uncategorized
Retirement planning is no longer just an individual responsibility—it has become a critical aspect of employee financial wellness programs. As companies strive to attract and retain top talent, offering comprehensive retirement plans that address financial wellbeing...
by sven | Feb 6, 2025 | Uncategorized
Planning for retirement involves choosing the right savings plan, but the differences between 401(k) vs. 403(b) vs. 457 can be confusing. Whether you work in the private sector, a nonprofit, or a government job, understanding the pros and cons of these tax-advantaged...
