Medicare
Get Medicare Right Without Trying to Figure It Out Alone
Nearly 11,000 people each day are turning 65 and most of them find it challenging to navigate the complexities and nuances of Medicare.That’s why we are an independent Medicare agency – to help you find your best fit.
Whether you are turning 65, retiring, or reviewing your current coverage, M.A.P. Advisory helps you understand your options, compare plans, and make a confident decision.
Medicare consultations and ongoing broker support are provided at no direct cost to you.
Call 216-245-7577
Medicare is not a solo journey. Be ready.
Are you turning 65 soon?
Understand when to enroll, what Medicare covers, and how to avoid late-enrollment problems.
Are you retiring or leaving group coverage
Coordinate Medicare with your retirement date and existing employer insurance.
Already Enrolled in Medicare?
Review your doctors, prescriptions, costs, benefits, and plan changes.
Your Medicare Consultation Includes
- Reviewing your Medicare eligibility and timing
- Discussing your doctors and prescriptions
- Comparing available coverage options
- Explaining Medicare Advantage and Medicare Supplement
- Assisting with enrollment
- Providing ongoing support after enrollment
- Reviewing plan changes when appropriate
What our community has to say about us:
- Teresa (Cleveland, OH)
- Rick & Cynthia (Avon, OH)
- Betty (Warrensville Heights, OH)
- Lorraine (Willoughby Hills, OH)
“When I first was eligible for Medicare, I was overwhelmed by all the mail and didn’t know who to trust. Arcie took the time to explain my options in a way I could actually understand. I never felt rushed or pressured—just supported. After I signed up, I’d call him on my extra questions, and he’s always been there to help.”
“We were retiring at different times, so coordinating our Medicare plans was tricky. Arcie walked us through it step by step and helped us avoid costly mistakes. We’ve referred three friends already—he’s the real deal.”
“My friend invited me to one of Arcie’s Medicare seminars, and I couldn’t have asked for more. I finally found someone I could trust. Who helped connect me to home health aides? Arcie. Who listened to me cry through the stress of losing some of my monthly benefit card amount, and then found another plan for me that was able to get me even more than my original plan? Arcie did. He didn’t rush me, didn’t push me—he just showed up, understood, and took action to help me.”
“After I enrolled in my Medicare plan, Arcie didn’t just disappear. He followed up to help me find dental and vision coverage, explained how I could access transportation benefits, and even showed me how to apply for a utility discount I didn’t know existed. It’s rare to find someone who cares that much after the paperwork is done.”
Medicare Questions We Hear Most Often.
Do I still need Medicare if I'm still working?
Not always. If you have coverage through your or your spouse’s current employer, you may be able to delay Medicare Part B without a penalty. The correct timing depends on the employer’s size, your prescription coverage and whether you contribute to an HSA (Health Savings Account). We can help you confirm what applies before you make any changes.
When should I enroll before turning 65?
Your Medicare enrollment window begins three months before the month you turn 65. Starting early gives you time to understand your options, complete your enrollment and avoid a gap in coverage. We recommend beginning the conversation about three months before your birthday.
What happens when I leave employer coverage?
Losing active employer coverage generally gives you a Special Enrollment Period, but different deadlines apply to Medicare Part B, Medicare Advantage and prescription drug coverage. Waiting too long can create a coverage gap or late-enrollment penalty. Contact us before your employer coverage ends so we can help you plan a smooth transition.
What is the difference between Medicare Advantage and Medicare Supplement?
Medicare Advantage combines your Medicare benefits through a private insurance plan. These plans may include provider networks, prescription coverage and additional benefits, with copays as you receive care.
Medicare Supplement works with Original Medicare to help cover certain out-of-pocket costs. It generally offers broader provider access and more predictable medical expenses, but usually has a separate monthly premium.
Neither option is automatically better. We help you compare them based on your doctors, prescriptions, travel, budget and preferences.
Can you review a Medicare plan I already have?
Yes. We can review your plan’s costs, prescriptions, provider network and benefits to determine whether it still fits your needs. If your current coverage remains a good fit, we will tell you—changing plans is not always necessary.
Does it cost anything to work with a Medicare broker?
There is no separate fee for our Medicare plan comparison and enrollment assistance. If you enroll in a plan we represent, the insurance company may compensate us. You receive our guidance and support without adding another bill to your budget.
Will you help after I enroll?
Yes. Our relationship does not end when your application is submitted. We remain available to help you understand your coverage, navigate routine plan questions and review your options when your needs or plan benefits change. You will have a local advisor you can contact—not just an enrollment confirmation number.
Still Not Sure What Applies to You?
Every Medicare situation is a little different. Schedule a no-cost Medicare conversation and we’ll help you understand your next step.
Attend a Medicare 101 Workshop Near You
Join our local, no-pressure educational events all around Northeast Ohio.
Not Ready to Schedule? Start Here.
Explore Medicare Advantage and prescription drug plans available in your area from the comfort of home. Compare benefits, estimated costs and coverage at your own pace—with no obligation to enroll.
If you have questions or would like help reviewing your options, M.A.P. Advisory is only a phone call away.
