by sven | May 23, 2025 | Uncategorized
An estimated $63 billion worth of annuity contracts are coming due in 2025—here’s what that means for your money and how to take advantage of current annuity rates. If you purchased a fixed-rate annuity (also known as a MYGA – Multi-Year Guaranteed Annuity) in the...
by sven | May 21, 2025 | Uncategorized
Retirement marks a significant transition in life, bringing both opportunities and challenges. One of the most critical periods in retirement planning is the “fragile decade,” encompassing the five years before and after retirement. During this time, financial...
by sven | May 19, 2025 | Uncategorized
Planning for retirement is one of the most important financial decisions you’ll make—and finding the right information can be overwhelming. With thousands of articles, advisors, and calculators online, how do you know who to trust? If you’re searching for the best...
by sven | May 16, 2025 | Uncategorized
Retirement is supposed to be the reward at the end of decades of work. But what happens when the end sneaks up on you—and you’re not ready? Whether due to forced layoffs, an unexpected health scare, or simply procrastination, many Americans face what’s now being...
by sven | May 14, 2025 | Uncategorized
Kevin M. Smith, founder of KMS Safe Money Solutions, shares how his fiduciary, education-driven approach helps clients reduce taxes, plan for healthcare, and retire with confidence. In this exclusive Spotlight Series interview, Kevin explains why ethics, ongoing...