by sven | Feb 20, 2025 | Uncategorized
When planning for retirement, many people focus on 401(k) plans or traditional IRAs, but there’s another option that’s ideal for small businesses: the SIMPLE IRA. This retirement plan provides tax advantages, employer contributions, and an easy-to-manage structure,...
by sven | Feb 18, 2025 | Uncategorized
Market volatility can be a retiree’s worst nightmare. The ups and downs of the stock market can significantly impact a portfolio, especially when retirees need to withdraw funds for living expenses. This is where Volatility Buffer Accounts (VBAs) come in—providing a...
by sven | Feb 13, 2025 | Uncategorized
What Is a Fixed Indexed Annuity (FIA)? A fixed indexed annuity (FIA) is a financial product designed to provide growth potential without the risk of direct exposure to the stock market. It is a type of annuity contract issued by an insurance company, where returns...
by sven | Feb 11, 2025 | Uncategorized
Retirement planning is no longer just an individual responsibility—it has become a critical aspect of employee financial wellness programs. As companies strive to attract and retain top talent, offering comprehensive retirement plans that address financial wellbeing...
by sven | Feb 6, 2025 | Uncategorized
Planning for retirement involves choosing the right savings plan, but the differences between 401(k) vs. 403(b) vs. 457 can be confusing. Whether you work in the private sector, a nonprofit, or a government job, understanding the pros and cons of these tax-advantaged...
by sven | Feb 4, 2025 | Uncategorized
Retirement tax planning is essential to ensuring financial security in your golden years. Without proper planning, taxes can eat into your savings, reducing the income you depend on. However, with smart strategies—such as leveraging annuities and life insurance—you...
