Make Annuities Safe Again: Exposing the Industry Bias

When it comes to preparing for retirement, one question matters more than all the rest: Will my money last? For decades, annuities—especially fixed and fixed indexed annuities—have offered a reliable solution for generating predictable income without market risk. Yet...

Bulletproof Your Retirement Plan During the Critical Years

Retirement isn’t just a date on the calendar—it’s a financial turning point that can determine the comfort and security of your later years. But few people realize that the most vulnerable time in retirement planning isn’t during market crashes or economic shifts—it’s...

Spotlight Series: Interview with Carl Wyllie

Interview by Brent Meyer, Founder of SafeMoney.com In this Spotlight Series interview, Brent Meyer, Founder of SafeMoney.com, speaks with Carl Wyllie, President of Hartland Benefits Inc., about his honest, research-driven approach to retirement planning. With over 30...

America’s New Magic Number for Retirement

Planning for retirement can feel overwhelming, but one concept consistently rises to the surface: the “magic number.” It’s the amount you believe you need saved to retire comfortably. While this figure varies by individual, new studies show that Americans are revising...

Avoiding Market Risks in Retirement: Don’t Set and Forget

 When it comes to retirement planning, one of the most common—and costly—mistakes is adopting a “set it and forget it” approach to your investments. While the idea of putting your money to work and leaving it alone may seem appealing, especially when life gets busy,...

What Are Supplemental Retirement Accounts (SRAs)

As retirement planning continues to evolve, individuals—especially those working in education, healthcare, and public service—are increasingly relying on flexible, tax-advantaged ways to secure their financial future. One of the most effective tools available in these...