Retirement Planning

Retiring in 2025? What the ‘Peak 65’ Boom Means

As 2025 unfolds, the United States reaches a historic demographic milestone—“Peak 65”. This year, a record 4.2 million Americans will turn 65, with more than 11,400 people reaching retirement age every day. This unprecedented shift marks the largest cohort of Baby...

3 Retirement Risks Annuities Solve—and Why They Matter

June is Annuity Awareness Month—a time to spotlight a retirement tool that often goes overlooked but has never been more important. In today’s uncertain financial landscape, many retirees are vulnerable to risks that can quietly erode their financial security. The...

Why Annuities Are a Smart Move in Today’s Volatile Market

A Safe Harbor in a Storm: Annuities Gain Appeal in Uncertain Times Market volatility is back in the headlines—and it’s forcing many retirees and near-retirees to confront a difficult truth: the traditional 60/40 portfolio may no longer offer the steady, reliable...

Financial Literacy for Retirement Confidence

Retirement is supposed to be a time of peace, not panic. Yet for millions of Americans nearing their golden years, retirement brings more questions than answers. Do I have enough saved? When should I claim Social Security? How do I make my money last? These are not...

Annuity Rate Shifts in 2025: What Retirees Need to Know

An estimated $63 billion worth of annuity contracts are coming due in 2025—here’s what that means for your money and how to take advantage of current annuity rates. If you purchased a fixed-rate annuity (also known as a MYGA – Multi-Year Guaranteed Annuity) in the...

Secure Your Retirement Income During the Fragile Decade

Retirement marks a significant transition in life, bringing both opportunities and challenges. One of the most critical periods in retirement planning is the “fragile decade,” encompassing the five years before and after retirement. During this time, financial...

SafeMoney.com Wealth Protection Strategies

  • Retiring in 2025? What the ‘Peak 65’ Boom Means
    by admin on June 4, 2025 at 8:20 pm

    As 2025 unfolds, the United States reaches a historic demographic milestone—“Peak 65”. This year, a record 4.2 million Americans will turn 65, with more than 11,400 people reaching retirement age Read More The post Retiring in 2025? What the ‘Peak 65’ Boom Means first appeared on SafeMoney.com.

  • 3 Retirement Risks Annuities Solve—and Why They Matter
    by admin on June 2, 2025 at 6:25 pm

    June is Annuity Awareness Month—a time to spotlight a retirement tool that often goes overlooked but has never been more important. In today’s uncertain financial landscape, many retirees are vulnerable Read More The post 3 Retirement Risks Annuities Solve—and Why They Matter first appeared on SafeMoney.com.

  • Why Annuities Are a Smart Move in Today’s Volatile Market
    by admin on May 30, 2025 at 1:00 pm

    A Safe Harbor in a Storm: Annuities Gain Appeal in Uncertain Times Market volatility is back in the headlines—and it’s forcing many retirees and near-retirees to confront a difficult truth: Read More The post Why Annuities Are a Smart Move in Today’s Volatile Market first appeared on SafeMoney.com.

  • Financial Literacy for Retirement Confidence
    by admin on May 28, 2025 at 1:10 pm

    Retirement is supposed to be a time of peace, not panic. Yet for millions of Americans nearing their golden years, retirement brings more questions than answers. Do I have enough Read More The post Financial Literacy for Retirement Confidence first appeared on SafeMoney.com.

  • Annuity Rate Shifts in 2025: What Retirees Need to Know
    by admin on May 23, 2025 at 1:00 pm

    An estimated $63 billion worth of annuity contracts are coming due in 2025—here’s what that means for your money and how to take advantage of current annuity rates. If you Read More The post Annuity Rate Shifts in 2025: What Retirees Need to Know first appeared on SafeMoney.com.

Retirement & Financial Needs Calculators

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How to Plan for The Future No Matter How Old You Are

My Safe Money page offers invaluable resources to navigate the complexities of retirement planning with confidence and peace of mind. Explore the comprehensive tools and educational content to embark on a journey towards a secure and fulfilling retirement. 

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